3rip Driver Partner Agreement & Commission Policy

Effective Date: October 7, 2026

Entity: 3rip Technologies Ltd

Slogan: "3rip: The ride you can trust."

1. Independent Contractor Relationship

Driver Partners operate as independent business entrepreneurs and transportation professionals. Nothing in this Agreement constitutes an employment, agency, joint venture, or franchise relationship between you and 3rip. You retain complete autonomy over when, where, and how often you log onto the 3rip Driver App.

2. Guaranteed Low Commission (10%)

• 3rip guarantees a competitive platform service fee of exactly 10% on completed passenger trips.
• You keep 90% of the standard trip fare.
• 100% of voluntary passenger tips belong exclusively to you with zero platform deduction.

3. Instant & Daily Bank Payouts

• Your earnings are calculated in integer kobo and posted directly to your Driver Ledger immediately upon trip completion.
• Automated daily transfers disburse your available balance directly to your verified Nigerian commercial bank account via Paystack transfer rail.

4. Vehicle Standards & Roadworthiness

All vehicles operating on the 3rip platform must meet the following mandatory criteria:

1. 14-door sedan, hatchback, or SUV in sound mechanical condition, manufactured in 2005 or newer.
2. 2Fully functional air conditioning (AC) and clean interior upholstery.
3. 3Valid vehicle license, third-party or comprehensive motor insurance, and state roadworthiness certificate (e.g. Complete upto-date vehicle papers).

1. 5Document Verification & Background Check

Prior to activation, Driver Partners must submit and maintain:

• Valid Nigerian National Identification Number (NIN).
• Valid proof of address (eg. Electricity, water, waste/refuse, Bank Statement or Reference Letter, Tenancy or Lease Agreement, NIPOST Address Verification Certificate (AVS)
• Valid Federal Road Safety Corps (FRSC) Driver’s License.
• State-specific driver accreditations.

1. 6Zero Tolerance Policy

Immediate and permanent platform deactivation occurs in the event of:

• Operating a vehicle while impaired by alcohol, drugs, or intoxicating substances.
• Soliciting or demanding offline cash payments or negotiated off-meter fares.
• Physical altercation, verbal harassment, or threats toward passengers or third parties.
• Permitting unauthorized individuals to operate your registered account.

3RIP ZERO TOLERANCE POLICY

Effective Date: 7 October 2026

Version: 1.0

Company: 3rip Technologies Ltd.

Platform: 3rip

Website: 3rip.org

Contact: info@3rip.org

1. Purpose

At 3rip, safety, integrity and respect are fundamental to the experience we provide to riders, drivers, fleet operators and the wider community.

This Zero Tolerance Policy establishes conduct that 3rip considers particularly serious and unacceptable.

Certain behaviour may result in immediate suspension, investigation, permanent account removal, vehicle or fleet removal, withholding of access to the platform, or referral to appropriate authorities, subject to applicable law.

This policy applies to:

• Riders and passengers.
• Drivers.
• Vehicle owners.
• Fleet owners and fleet operators.
• Business and corporate users.
• Account administrators.
• Other persons authorised to access or operate through the 3rip platform.

This policy should be read together with the 3rip Community Guidelines, Terms of Service, Driver Partner Agreement, Privacy Policy and other applicable 3rip policies.

2. Our Zero Tolerance Standard

3rip has zero tolerance for conduct that creates a serious threat to:

• Human life or physical safety.
• Personal dignity.
• Children or vulnerable persons.
• Property.
• Platform integrity.
• Financial security.
• Personal privacy.
• The lawful operation of the 3rip platform.

Being a member of the 3rip community is a privilege that comes with responsibilities.

No rider, driver, vehicle owner, fleet operator or other platform participant is exempt from these standards.

3. Violence and Physical Assault

3rip has zero tolerance for violence or attempted violence.

Prohibited conduct includes:

• Physically assaulting another person.
• Attempting to assault another person.
• Fighting during or in connection with a 3rip trip.
• Intentionally causing physical injury.
• Threatening another person with physical violence.
• Intimidating another person through violent conduct.
• Deliberately driving a vehicle in a manner intended to injure or threaten someone.
• Encouraging or assisting another person to commit violence.

Possible action

Depending on the circumstances, 3rip may immediately suspend the relevant account, remove the driver or vehicle from the platform, investigate the incident and refer the matter to appropriate authorities.

4. Threats and Intimidation

Threats of violence or serious harm are prohibited.

This includes threats made:

• In person.
• Through calls.
• Through 3rip communication channels.
• By text or messaging applications.
• Through social media.
• Through another person.
• Before, during or after a trip.

Threatening to harm someone, their family, property, business or livelihood may result in immediate platform action.

5. Sexual Harassment and Sexual Misconduct

3rip has zero tolerance for sexual harassment, sexual exploitation and sexual misconduct.

Prohibited behaviour includes:

• Unwanted sexual touching.
• Sexual advances after rejection.
• Sexual propositions.
• Sexual comments directed at another person.
• Sexual gestures or explicit conduct.
• Sending unwanted sexual material.
• Requesting sexual services in connection with a 3rip trip.
• Using a trip or platform interaction to pursue unwanted sexual contact.
• Following or repeatedly contacting another person for sexual purposes.
• Sexual exploitation.
• Any sexual conduct involving a child or minor.

Consent must never be assumed.

A rider accepting a trip does not constitute consent to sexual activity.

A driver providing a trip does not constitute consent to sexual activity.

6. Child Abuse and Exploitation

3rip has zero tolerance for:

• Child sexual abuse.
• Child sexual exploitation.
• Child trafficking.
• Grooming.
• Sexual solicitation of minors.
• Using the 3rip platform to facilitate exploitation of children.
• Producing, requesting, distributing or possessing child sexual abuse material.
• Any conduct intended to facilitate the exploitation of a child.

Any matter involving suspected child abuse or exploitation may be escalated to the appropriate authorities in accordance with applicable law.

7. Human Trafficking and Exploitation

The 3rip platform must never be used to facilitate human trafficking, forced labour, sexual exploitation or other forms of exploitation.

Prohibited conduct includes:

• Transporting a person for trafficking purposes.
• Recruiting or controlling a person for exploitation.
• Threatening or coercing a person into transportation or services.
• Using transportation to facilitate trafficking.
• Assisting another person in trafficking or exploitation.

Accounts, drivers, vehicles or fleets reasonably suspected of being involved may be immediately restricted while the matter is investigated.

8. Weapons and Dangerous Conduct

3rip does not permit the use of the platform to threaten or harm another person with a weapon.

Zero-tolerance conduct includes:

• Threatening someone with a weapon.
• Using a weapon during a dispute.
• Displaying a weapon for intimidation.
• Using a vehicle as a weapon.
• Deliberately transporting prohibited dangerous items where doing so violates applicable law or 3rip rules.
• Using the platform to facilitate the unlawful sale or distribution of weapons.

Nothing in this policy is intended to override applicable Nigerian law regarding lawful possession or transportation of permitted items.

9. Impaired or Dangerous Driving

Drivers have a fundamental responsibility to operate vehicles safely.

3rip has zero tolerance for driving while materially impaired by:

• Alcohol.
• Illegal drugs.
• Misuse of medication.
• Any other substance or condition that makes the driver unsafe to operate a vehicle.

Drivers must not knowingly begin or continue a trip when they are unable to operate the vehicle safely.

Other zero-tolerance driving behaviour includes:

• Deliberately dangerous driving.
• Intentionally putting passengers or road users at serious risk.
• Deliberately driving against traffic in a dangerous manner.
• Deliberately using a vehicle to threaten another person.
• Racing or participating in dangerous driving activities while providing a 3rip service.

10. Serious Road Safety Violations

3rip expects every driver to comply with applicable traffic and road-safety laws.

Serious or repeated conduct that creates an unreasonable risk may result in platform enforcement.

This may include:

• Reckless driving.
• Aggressive driving.
• Deliberate dangerous manoeuvres.
• Driving a vehicle that is seriously unsafe or unroadworthy.
• Deliberately ignoring critical vehicle safety issues.
• Transporting passengers in unsafe conditions.
• Tampering with critical safety equipment.

Drivers may be required to provide evidence of vehicle compliance or undergo additional verification.

11. Fraud and Financial Abuse

3rip has zero tolerance for deliberate fraud.

Prohibited conduct includes:

• Payment fraud.
• Using stolen payment information.
• Identity fraud.
• Creating fraudulent accounts.
• Fake trips.
• Artificially generating trips or earnings.
• Manipulating fares.
• Manipulating promotions or incentives.
• Fraudulent refunds or chargebacks.
• Coordinating fraudulent activity between riders and drivers.
• Deliberately falsifying trip information.
• Misappropriating money belonging to another user, driver, fleet or 3rip.
• Using another person's financial account without authorisation.

Serious financial misconduct may result in immediate suspension and investigation.

12. Account Sharing and Identity Fraud

Users must not misrepresent who is using a 3rip account.

Drivers must not:

• Allow an unauthorised person to drive using their driver account.
• Substitute another person for themselves without proper authorisation.
• Upload fraudulent identity documents.
• Use another person's identity.
• Circumvent identity verification.
• Provide false information during onboarding or verification.

A driver account is personal to the approved driver unless 3rip expressly permits another arrangement.

13. Driver and Fleet Misrepresentation

Fleet owners and operators have additional responsibilities.

They must not:

• Register vehicles they do not lawfully control or have authority to operate.
• Submit false vehicle documentation.
• Register an unapproved driver against a vehicle.
• Allow an unverified person to operate a vehicle under a 3rip-approved driver profile.
• Hide serious vehicle defects.
• Manipulate vehicle information.
• Substitute vehicles without following applicable 3rip procedures.
• Use cloned, altered or fraudulent documents.
• Circumvent driver verification requirements.

A fleet operator may be held responsible for serious misconduct connected to its fleet where the operator knew, should reasonably have known, authorised, enabled or failed to address the conduct.

14. Vehicle Safety and Integrity

Vehicles operating through 3rip are expected to meet applicable legal and platform requirements.

Zero-tolerance vehicle conduct includes deliberately:

• Operating a vehicle known to be dangerously unsafe.
• Providing falsified inspection documents.
• Providing fraudulent insurance information.
• Providing fraudulent registration information.
• Tampering with vehicle identification information.
• Concealing serious vehicle defects from 3rip.
• Operating an unapproved vehicle while representing it as an approved vehicle.
• Deliberately bypassing required vehicle verification.

3rip may suspend a vehicle immediately where there is a credible safety concern.

15. Theft and Property Crimes

3rip has zero tolerance for theft.

This includes:

• Stealing a rider's belongings.
• Stealing a driver's belongings.
• Stealing vehicle property.
• Taking and intentionally keeping lost property.
• Deliberately damaging another person's property.
• Using another person's property without authorisation.
• Coordinating theft through the platform.

Where appropriate, affected persons may be encouraged to report suspected criminal conduct to the appropriate authorities.

16. Harassment, Stalking and Intimidation

Users, drivers and fleet representatives must not use information obtained through 3rip to stalk, threaten or harass another person.

Prohibited behaviour includes:

• Following someone after a trip for an unwanted purpose.
• Repeated unwanted contact.
• Monitoring someone's movements without lawful justification.
• Threatening someone after a dispute.
• Visiting someone's home or workplace without legitimate reason.
• Publishing someone's private information to intimidate them.
• Using another person to continue unwanted contact.

17. Discrimination and Hate-Based Conduct

3rip does not tolerate serious discriminatory or hate-based conduct.

Users must not threaten, harass, abuse or discriminate against another person based on characteristics protected by applicable law.

Serious conduct involving hateful threats, violence or targeted harassment may result in immediate platform action.

18. Platform Manipulation

The integrity of the 3rip platform is essential.

Zero-tolerance platform abuse includes deliberate attempts to:

• Manipulate trip matching.
• Manipulate fares.
• Manipulate driver earnings.
• Manipulate rider charges.
• Manipulate ratings.
• Manipulate promotions.
• Generate artificial demand.
• Create fake accounts.
• Circumvent platform restrictions.
• Interfere with platform security.
• Exploit technical vulnerabilities for financial or operational gain.

19. Cybersecurity and Unauthorised Access

Users must not attempt to gain unauthorised access to:

• Another person's 3rip account.
• Driver or rider information.
• Fleet accounts.
• Administrative systems.
• Payment systems.
• Internal databases.
• APIs or other platform systems.

Prohibited activity includes:

• Credential theft.
• Account takeover.
• Phishing.
• Malware distribution.
• Exploiting vulnerabilities for malicious purposes.
• Attempting to bypass authentication.
• Unauthorised data extraction.
• Deliberate disruption of 3rip systems.

20. Bribery and Corruption

3rip does not tolerate bribery or corrupt conduct connected to its services.

Users, drivers, fleet operators and representatives must not offer, request or accept improper payments or benefits intended to:

• Bypass verification.
• Obtain preferential treatment.
• Avoid legitimate enforcement.
• Manipulate trips or fares.
• Obtain unauthorised access.
• Influence an investigation.
• Circumvent applicable rules.

21. False Documents and Verification Fraud

3rip may require identity, driver, vehicle, insurance or other documentation.

Submitting or knowingly assisting with fraudulent documentation is prohibited.

This includes:

• Forged documents.
• Altered documents.
• Stolen documents.
• Documents belonging to another person.
• False vehicle documents.
• False insurance documentation.
• False licences.
• Misleading verification information.

Serious verification fraud may result in permanent removal from the platform.

22. Retaliation Against Reporters

3rip prohibits retaliation against a person who makes a good-faith report.

Users must not:

• Threaten someone for reporting misconduct.
• Harass a complainant.
• Attempt to discover or expose a complainant's identity for retaliation.
• Damage someone's property or reputation because they made a report.
• Encourage others to retaliate.

Good-faith reporting is important to maintaining a safe community.

23. Bad-Faith or Malicious Reports

Reports should be made honestly.

3rip does not tolerate deliberate false accusations designed to:

• Get another person removed from the platform.
• Obtain money or compensation through deception.
• Damage another person's reputation.
• Retaliate against another user.
• Manipulate an investigation.

Making a report in good faith does not violate this policy simply because an investigation does not substantiate the allegation.

24. Fleet Operator Responsibilities

Fleet owners and operators are responsible for maintaining appropriate standards across vehicles and drivers under their management.

Fleet operators should:

• Ensure drivers are properly authorised to operate assigned vehicles.
• Maintain required vehicle documentation.
• Ensure vehicles meet applicable safety and legal requirements.
• Promptly address serious complaints.
• Cooperate with legitimate 3rip investigations.
• Prevent unauthorised account or vehicle substitutions.
• Report serious incidents where appropriate.
• Maintain accurate fleet information.

Where serious misconduct is linked to a fleet, 3rip may take action against the individual driver, vehicle, fleet account or multiple affected accounts depending on the circumstances.

25. Immediate Suspension

3rip may immediately suspend an account, driver, vehicle or fleet while investigating a serious allegation.

Immediate suspension may be appropriate where there is a reasonable concern involving:

• Violence.
• Sexual misconduct.
• Child exploitation.
• Human trafficking.
• Serious threats.
• Dangerous driving.
• Impaired driving.
• Fraud.
• Identity fraud.
• Serious vehicle safety concerns.
• Theft.
• Cybersecurity abuse.
• Other serious conduct presenting an immediate risk.

Suspension is not necessarily a final finding of wrongdoing.

26. Permanent Removal

Following appropriate review, 3rip may permanently remove a user, driver, vehicle or fleet from the platform where serious misconduct is established or where continued access presents an unacceptable risk.

Permanent removal may occur for particularly serious violations or repeated violations.

Where permitted by applicable law and appropriate to the circumstances, a person whose account has been removed may be provided with information about available review or appeal procedures.

27. Cooperation With Authorities

Nothing in this policy prevents 3rip from complying with applicable legal obligations.

Where appropriate and legally permitted, 3rip may cooperate with:

• Law-enforcement authorities.
• Regulatory authorities.
• Emergency services.
• Courts.
• Other competent government authorities.

Information may be disclosed or preserved where required or permitted by applicable law and 3rip's Privacy Policy.

28. Reporting a Serious Incident

If you experience or witness conduct covered by this Zero Tolerance Policy, report it to 3rip as soon as reasonably possible.

Reports should include relevant information such as:

• Trip details.
• Date and approximate time.
• Driver or rider information, where available.
• Vehicle details, where available.
• Description of the incident.
• Supporting evidence.
• Immediate safety concerns.

Report serious incidents:

info@3rip.org

If someone is in immediate danger, contact the appropriate emergency or law-enforcement service immediately.

Do not rely solely on an email to 3rip for an emergency requiring immediate intervention.

29. Investigation Process

When a serious report is received, 3rip may:

1. 1Review the report and available information.
2. 2Contact relevant parties for additional information.
3. 3Review relevant platform records.
4. 4Temporarily restrict access where necessary to protect the community.
5. 5Review supporting documentation or evidence.
6. 6Determine appropriate action based on the available information.
7. 7Refer matters to appropriate authorities where legally appropriate.
8. 8Notify affected parties of the outcome where appropriate and legally permissible.

3rip will handle reports as responsibly and confidentially as reasonably possible, subject to legal obligations and operational requirements.

30. Evidence and Cooperation

Users, drivers and fleet operators should preserve relevant evidence relating to serious incidents.

This may include:

• Trip information.
• Messages.
• Receipts.
• Photographs.
• Video or dashcam footage.
• Vehicle information.
• Relevant communications.

Users must not fabricate, alter or deliberately destroy evidence for the purpose of misleading an investigation.

31. No Retaliation

A person who reports a genuine concern, participates in an investigation or provides information to 3rip should not be subjected to retaliation through the platform.

Any suspected retaliation should itself be reported to 3rip.

32. Enforcement Is Based on Circumstances

3rip will consider the circumstances and seriousness of an incident when determining appropriate action.

Relevant factors may include:

• Severity of the conduct.
• Risk to other people.
• Whether physical harm occurred or was threatened.
• Whether the conduct was intentional.
• Whether the conduct was repeated.
• Evidence available.
• Previous relevant violations.
• Whether the person cooperated with the investigation.
• Applicable legal requirements.

Nothing in this policy prevents 3rip from taking immediate protective action where necessary.

33. No Special Exemptions

The Zero Tolerance Policy applies regardless of a person's:

• Account status.
• Driver status.
• Fleet status.
• Length of time on the platform.
• Ratings.
• Trip history.
• Business relationship with 3rip.
• Position within a fleet.
• Relationship with another user.

No person is above the safety and integrity standards of the 3rip community.

34. Relationship With Other 3rip Policies

This policy should be read together with:

• 3rip Community Guidelines
• 3rip Terms of Service
• 3rip Driver Partner Agreement
• 3rip Fleet Requirements
• 3rip Privacy Policy
• 3rip Cookie Policy
• 3rip Acceptable Use Policy
• Other applicable 3rip safety and operational policies.

Where another agreement establishes additional requirements, those requirements may also apply.

35. Policy Updates

3rip may update this Zero Tolerance Policy from time to time to reflect changes in:

• Applicable law.
• Regulatory requirements.
• Platform features.
• Safety practices.
• Operational procedures.
• Community standards.

The latest version published on the 3rip website will contain the current policy and effective date.

36. Our Promise

3rip is committed to building a platform where people can move, work and connect with confidence.

Our standard is straightforward:

No violence.

No exploitation.

No harassment.

No deliberate fraud.

No dangerous driving.

No identity fraud.

No trafficking.

No retaliation.

No deliberate abuse of the platform.

Safety, respect and integrity are everyone's responsibility.

37. Contact Information

3rip Technologies Ltd.

Suite 18, Broadway Mall

Kaura District, Abuja, Nigeria

Email: info@3rip.org

Website: 3rip.org

Effective Date: 7 October 2026

Version: 1.0

© 2026 3rip Technologies Ltd. All rights reserved.